Loan Documentation Specialist-Residential Lending
Company: Community West Bank
Location: Goleta
Posted on: March 19, 2023
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Job Description:
Community West Bank team members support and foster the values
character, quality, people, community, and achievement. We live and
breathe these attributes with all we do. As an integral member of
the Manufactured Housing/Residential Lending team for Community
West Bank, this position will provide extraordinary customer
service to our internal team members and external customers,
exemplifying the Bank's values and our dedication to quality and
service. This position will have direct responsibility as a
Manufactured Housing/Residential Lending team member to assist in
the accomplishment of the Department Business Plan goals and
objectives. This position will elevate the team as a member of the
Bank's high-performance culture that emphasizes empowerment,
quality, productivity, ethical standards, goal attainment and the
ongoing development of CWB's vision to become the bank of choice
for small and medium-sized businesses, professionals, and
individuals in the markets we serve. We will combine steady growth,
consistent earnings, and control risk to provide a safe and sound
bank. Our people will be the difference, delivering an unparalleled
experience to our clients, establishing consistency in earnings and
enhanced shareholder value. JOB OVERVIEW/PURPOSE The Documentation
Specialist works directly with other department lending team
members, loan customers and Escrow companies to document and close
residential loans while providing quality service for Bank
customers purchasing a new home. This position takes responsibility
for accurately preparing loan documents, funding and closing loans.
This position performs all essential duties in compliance with
regulatory requirements as well as Bank policies and procedures.
Essential Duties * Prepare and draw loan documents according to the
bank guidelines for approved loans * Data entry as needed for loan
documentation * Determination of all escrow requirements * Review
documentation to ensure all conditions/terms, etc are compliant and
conform to Bank policy. * Review executed loan documents and other
information to assure all Bank approval requirements are met to
allow loan funding to the closing agent as required by policy. *
Coordinate with Underwriters and Loan Officers on approval and
funding conditions and perform follow up if required * Review
evidence of hazard insurance to ensure information is correct and
adheres to Bank policy * Coordinate loan funding with Credit
Operations Department * HMDA reporting for all funded loans *
Scanning loan files as necessary * Issue First Payment Letters to
borrowers and Letters to Rental and Co-Op mobile home parks * Meets
response and resolution times as defined in service level
agreements and/or service requests, and follows established
processes to meet service level commitments * Cross trains in other
job functions as required * Completes all required regulatory
training as assigned within deadlines established including BSA,
Bank Security and any other training as assigned, within required
timeframes and on an annual basis * Other duties and/or projects as
assigned by supervisor Community West Bank is an
EEO/AA/Disability/Vets Employer. Reasonable Accommodations may be
made to enable individuals with disabilities to perform the
essential functions of this position. Experience and Skills * High
School Diploma or an equivalent combination of education and
experience * Previous experience in loan processing or
documentation preferred * Comparable experience working in a
detailed environment with documents is preferred * Familiarity with
escrow and title processes is preferred * Detail Oriented and well
organized * Awareness of operational responsibility for Regulatory
and Audit issues * Ability to work in a manner consistent with
having a high level of integrity, honesty, courage, and loyalty *
Providing high quality customer service whether to the internal or
external customer * Ability to put people first in all aspects of
your position * Work with the intent of the betterment of our
community * Ability to effectively comprehend and interpret Bank
policies and procedures in the work environment * Ability to work
independently and collaborate effectively as a team member *
Ability to exercise good judgment in making decisions * Ability to
work under pressure, prioritize and meet deadlines * Ability to
complete tasks within prescribed time frames * Ability to manage
and develop personnel resources * Ability to disseminate
information and guidelines clearly to employees and check for
understanding * Exhibit high degree of professionalism in handling
and having access to sensitive information, and protect and
maintain that confidential information * Excellent interpersonal
skills to communicate effectively with a wide range of employees
and customers. * Professional in appearance, and in verbal and
written communication * Proficient with: MS Word, Excel, Outlook,
Internet Job Benefits Compensation: Salary ranges from $50,000 to
$68,000 per year. The salary range is determined by the role, job
duties, and position level and reflect the minimum and maximum
target for new hire salaries. Within the range, individual pay is
determined by job - related skills, experience, and relevant
education or training. Generous vacation leave policies including
additional sick days and all Federal holidays off Employer paid
medical, dental and vision insurance for the employee 401k with
employer contributions Annual cash incentive plan Free financial
and retirement planning services Ancillary benefits available
include critical illness & accident insurance, legal and identity
theft protection, pet insurance
Keywords: Community West Bank, Santa Barbara , Loan Documentation Specialist-Residential Lending, Other , Goleta, California
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