SantaBarbaraRecruiter Since 2001
the smart solution for Santa Barbara jobs

Associate Underwriting Analyst

Company: PayJunction
Location: Santa Barbara
Posted on: January 11, 2020

Job Description:

PayJunction is looking for a proactive, analytical individual who wants to launch their career as an associate underwriting analyst. As an associate underwriting analyst at PayJunction, your primary responsibility will be to evaluate incoming financial documents from merchants who are applying to use our payment processing product. You will analyze risks associated with extending credit to the merchant, and you will calculate premiums on the basis of merchants' financial and background information. The associate underwriting analyst also maintains existing accounts and ensures our merchants can process payments with ease by providing technical support via telephone.

PayJunction will provide you with extensive training to become an expert in our industry and services. Experience in the financial services, payment processing or computer software industries is not required; however, critical thinking skills to accurately identify risk scenarios are a must. If you are a detailed person who enjoys thoroughly analyzing financial statements and using that data to tell a story, apply for our associate underwriting analyst position today.

This is a full-time, in-house position in our Santa Barbara office.

Job Responsibilities

  • Determine credit worthiness by analyzing:

    • Bank statements
    • Balance sheets
    • Profit and loss statements
    • Cash flow
    • Tax statements
    • Prior merchant processing statements & ROIs
    • Screen accounts against security fraud checklist.
    • Work alongside partner banking institutions to review account financial integrity.
    • Escalate high risk exceptions to executive board.
    • Field inbound technical support calls.
    • Provide assistance with account maintenance including adjusting limits and checking accounts.
    • Report regular status updates to the account executives, project team leads and regional managers.

      Skills & Requirements

      • Bachelor's degree required - field of study in accounting, economics or finance preferred
      • High proficiency in Microsoft Excel/Google sheets
      • Understanding of balance sheets, profit & loss statements, and bank statements
      • QuickBooks knowledge is a bonus
      • Must have an analytical mind and critical approach to problem solving
      • Must be cautious and risk-aware

        About PayJunctionFounded in 2000 by three UCSB graduates without a single dollar of outside investment, PayJunction has gone from bootstrapped to billions in processing. Initially profiting only pennies on every dollar, PayJunction, with a team of over 3,000 nationwide, now transacts over $3 billion dollars annually for tens of thousands of clients.

        As the leading developer of paperless payment software, PayJunction has eliminated the need to file away paper receipts, ultimately increasing productivity and reducing cost for small and medium sized businesses, but more importantly, reducing the carbon footprint of an entire industry. PayJunction takes pride in its design and engineering. We think computer science is an art; it just happens to be the brush we use to paint our product with innovation and effectiveness.

        Our brand was built with a long-term vision, our goal is to be a generational tech company, and integrity is the foundation of our success. PayJunction values long-term relationships over short-term profit. The owners still head day-to-day operations for the company, and are as dedicated to fostering the culture as they are to developing the product. PayJunction is a place where you can find experienced mentors that are committed to your growth.


        • Health, dental and vision paid 100%
        • 401k with 6% match
        • FSA and Dependent Care FSA
        • Long-term disability
        • 9 paid company holidays
        • 1 paid volunteer day per year
        • Generous paid sick and vacation time
        • Competitive compensation
        • Opportunity to be part of a company that is changing a whole industry
        • Opportunity for growth within the company


          • Large corporate HQ in downtown Santa Barbara, California
          • Catered Friday lunches and stocked kitchen
          • Free onsite fitness classes
          • Comfortable work space with Herman Miller chair and multiple monitors
          • Dog-friendly office
          • Kombucha on tap

            Company Ethos

            • We value long-term relationships over short-term profit.
            • We are building something that will last longer than us.
            • We are passionate about our work and inspired by our team.
            • We create products that improve the lives of our customers.
            • We build green technology that costs less than our prospective clients pay now.
            • We are constantly innovating.

              The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to talk, see and hear. The employee frequently is required to sit; stand; walk; use hands to finger, handle or feel; and reach with hands and arms and requires the ability to occasionally lift office products and supplies up to 20 pounds.

              In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire. PayJunction reserves the right to conduct background and/or credit checks on potential employees where applicable and in accordance with state and federal laws.

Keywords: PayJunction, Santa Barbara , Associate Underwriting Analyst, Accounting, Auditing , Santa Barbara, California

Click here to apply!

Didn't find what you're looking for? Search again!

I'm looking for
in category

Other Accounting, Auditing Jobs

Staff Accountant
Description: Kforce is currently representing a client seeking a Staff Accountant in Orange County, CA.Responsibilities: ul li Prepare analyses for monthly balance sheets and income statements for management
Company: Kforce
Location: Lake Forest
Posted on: 01/28/2020

Remote Credentialed Tax Professional
Description: OverviewIf you are a highly motivated individual with an active credential CPA/EA/Practicing Attorney and excellent communication skills, we need you to help our customers complete their taxes using (more...)
Company: Intuit
Location: Rialto
Posted on: 01/28/2020

Senior Project Accountant-Consulting
Description: Our client is in search of a Project Senior Accountant to assist on an open ended project in the Anaheim area. We will provide you with access to market trends, compensation expectations, company culture (more...)
Company: Vaco Resources
Location: Anaheim
Posted on: 01/28/2020

Staff Accountant
Description: DescriptionA terrific Service company could have the perfect full-time Staff Accountant position for you. You'll be interested in this position if strong compensation, excellent benefits, and career advancement (more...)
Company: Robert Half Finance & Accounting
Location: Calabasas
Posted on: 01/28/2020

Senior Accountant - Real Estate
Description: A West LA publicy traded real estate company is experiencing tremendous growth and needs to add a polished Senior Accountant to their team. To succeed in this role, the Senior Accountant
Company: Vaco Financial
Location: Los Angeles
Posted on: 01/28/2020

Accountant 1
Description: Company OverviewTeledyne Reynolds a business unit of Teledyne Defense Electronics, LLC has over 60 years of heritage supplying the highest quality, high voltage interconnect solutions to the most demanding (more...)
Company: Teledyne Technologies
Location: Torrance
Posted on: 01/28/2020

Senior Registrar
Description: Job SummaryThe Getty Research Institute GRI seeks an experienced registrar to lead all registration activities for GRI Special Collections and the J. Paul Getty Trust corporate art collection. Reporting (more...)
Company: J. Paul Getty Trust
Location: Los Angeles
Posted on: 01/28/2020

Senior Accountant with industry leading real estate firm!
Description: We are seeking a Senior Accountant for an industry-leading real estate company in the Los Angeles
Company: Vaco Financial
Location: Los Angeles
Posted on: 01/28/2020

Accountant - Entry Level
Description: DescriptionAccountemps is looking for a qualified and sharp Accounting Assistant who can help our client in the real estate industry in Thousand Oaks. This Accounting Assistant will report directly to (more...)
Company: Robert Half Accountemps
Location: Thousand Oaks
Posted on: 01/28/2020

Senior Principal Program Cost Schedule Control, Redondo Beach (TS/SSBI/SCI Clearance Required)
Description: At Northrop Grumman, our employees have incredible opportunities to work on revolutionary systems in air and space that impact people's lives around the world today, and for generations to come. Our work (more...)
Company: Northrop Grumman
Location: Redondo Beach
Posted on: 01/28/2020

Log In or Create An Account

Get the latest California jobs by following @recnetCA on Twitter!

Santa Barbara RSS job feeds